Topic 11 of 29: insurance - gotta have it
Sun, Jan 5, 1997 (18:45) |
Paul Terry Walhus (terry)
What kind of homeowners or rentors policy is best? Where did you get yours?
What about cost? How much is enough?
17 responses total.
Topic 11 of 29 [home]: insurance - gotta have it
Response 1 of 17: Yves G. (yves) * Mon, Jan 5, 1998 (01:31) * 1 lines
It cost too much and when something hapen, there's always a small phrase writen in tiny tiny caracter that exclude you from it....
Topic 11 of 29 [home]: insurance - gotta have it
Response 2 of 17: Paul Terry Walhus (terry) * Mon, Jan 5, 1998 (10:37) * 2 lines
Did something bad happen specifically that you know about that makes you say this?
Topic 11 of 29 [home]: insurance - gotta have it
Response 3 of 17: Yves G. (yves) * Wed, Jan 7, 1998 (03:17) * 1 lines
Not to me but we have a consumer protection show on TV. and they ofen relate situations were people were sure to be covered by their insurance and it wasn't. Situations as water fulling inside the basement, or people who rent their house, have been vandalismed(?) and weren't cover, cause the damages didn't been made at the same time. For each dammage, a claim.(cigarette burn, a clain, dammaged wall, a claim...). And for each clain you have a deductible amount, so...
Topic 11 of 29 [home]: insurance - gotta have it
Response 4 of 17: Autumn Moore (autumn) * Mon, Feb 23, 1998 (20:10) * 1 lines
My 2 year-old nephew knocked the iron off the ironing board, which landed on the carpet and made an impression--you can imagine! (Thank God he wasn't hurt and the house didn't burn down.) Their homeowners' insurance replaced about 750 square feet of carpeting for a 2x2 burn spot (of course my brother had to pay a small deductible). It's nice to use your policy under non-catastrophic circumstances.
Topic 11 of 29 [home]: insurance - gotta have it
Response 5 of 17: Paul Terry Walhus (terry) * Mon, Feb 23, 1998 (23:14) * 2 lines
Whew! I'm glad for the happy ending, Autumn.
Topic 11 of 29 [home]: insurance - gotta have it
Response 6 of 17: Yves G. (yves) * Tue, Feb 24, 1998 (01:36) * 1 lines
Lucky he didn't have the iron on him. Deductible, thatword wake up a souvenir. I owned a 16' plastic (light weight) canoe. Somebody robbed it. As I purchased it directly from the manufacture at a good price, $250. My deductible was $200, and the canoe wasn't no more available. I had to buy a 14' fiberglass (heavier) canoe for $350. If my memory's good, I prononced words that arn't writable...
Topic 11 of 29 [home]: insurance - gotta have it
Response 7 of 17: Autumn Moore (autumn) * Wed, Feb 25, 1998 (20:38) * 1 lines
Wow, you really got a raw deal on that one...although if memory serves, they have to pay you the current market price for a similar item, not simply refund the purchase price. Maybe it depends on the insurance carrier (mine is "like a good neighbor"!)
Topic 11 of 29 [home]: insurance - gotta have it
Response 8 of 17: Yves G. (yves) * Thu, Feb 26, 1998 (02:24) * 1 lines
At that time there was no "similar" canoe, that was the hic. It was hard to put a price on it.
Topic 11 of 29 [home]: insurance - gotta have it
Response 9 of 17: Autumn Moore (autumn) * Fri, Feb 27, 1998 (22:05) * 1 lines
Ah, that's what you get for being unique!
Topic 11 of 29 [home]: insurance - gotta have it
Response 10 of 17: wer (KitchenManager) * Sat, Feb 28, 1998 (00:42) * 3 lines
Hmmm...does anyone cover uniquity?
(not that I could afford the premiums,
OR the deductible...)
Topic 11 of 29 [home]: insurance - gotta have it
Response 11 of 17: Yves G. (yves) * Sat, Feb 28, 1998 (02:53) * 2 lines
Loyds maybe???
But I doubt that they would be interested on a $250 canoe :o)
Topic 11 of 29 [home]: insurance - gotta have it
Response 12 of 17: Paul Terry Walhus (terry) * Sat, Feb 28, 1998 (12:49) * 3 lines
I just paid my home insurance a year in advance. I hate monthly
payments, which are a credit pitfall.
Topic 11 of 29 [home]: insurance - gotta have it
Response 13 of 17: Autumn Moore (autumn) * Sun, Mar 1, 1998 (20:58) * 3 lines
I didn't even know you could pay homeowner's insurance on a monthly basis. Why would you want to? Frankly, mine's nothing compared to auto insurance.
I don't think Lloyd's would insure Yves' canoe, but they might insure your master chef hands, wer!
Topic 11 of 29 [home]: insurance - gotta have it
Response 14 of 17: wer (KitchenManager) * Sun, Mar 1, 1998 (23:34) * 3 lines
gotta feeling I would have to figure out how to
quantify their worth, not to mention appreciation
and/or depreciation...
Topic 11 of 29 [home]: insurance - gotta have it
Response 15 of 17: Autumn Moore (autumn) * Tue, Mar 3, 1998 (13:37) * 1 lines
Hmmm, maybe some others can assist you in that endeavor...
Topic 11 of 29 [home]: insurance - gotta have it
Response 16 of 17: wer (KitchenManager) * Tue, Mar 3, 1998 (16:22) * 1 lines
Anybody know a good hand assayer?!?!
Topic 11 of 29 [home]: insurance - gotta have it
Response 17 of 17: wer (KitchenManager) * Tue, Mar 3, 1998 (16:23) * 1 lines
Or appraiser?!?!
home conference 
Main Menu